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Money bag. How much can I borrow? · Borrow up to 95% of the property value for self-employed borrowers with one or two years' tax returns. · Borrow 80% - 90% of. Lenders will be using this figure to calculate how much they can lend you: the higher your taxable income, the more you should be able to borrow. In the run-up. Lenders require two to three years of accounts, SA forms, and in some cases, business banking statements to satisfactorily prove this income. You will not be.

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Self-employed and want to know how much you could borrow on mortgage? This self-employed mortgage calculator will show how much you can borrow. Use our online Mortgage Affordability Calculator to give you an indication of the maximum amount you could borrow based on your income and deposit today. The normal maximum mortgage level is capped at times your gross annual income. For example, if your gross salary is €80,, the maximum mortgage would be €.

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And the same criteria is used to determine how much you can borrow and the deposit you need. The big difference if you're self-employed is how you. It may seem unfair, but you may need to save a larger deposit if you're self-employed – ideally 20% or even more. This will help give you access to a wider. How to get a mortgage when self-employed. When applying with NatWest, there are three simple steps to follow to help you understand how much you could borrow.