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An 'ISA' stands 'Individual Savings Account'. · The main difference between an ISA and any other savings account is that it offers tax-free interest payments -. There are two types of Junior ISA: cash accounts and stocks & shares accounts. Providing they are eligible, a child can hold a cash account, a stocks and shares. Once your child reaches 18 the account matures and rolls into an adult ISA and they can access the money. Make their savings work harder. With savings rates so.

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As with adult ISAs, there are 2 types of JISA that you could choose to open – a Junior cash ISA or a Junior investment ISA. Junior cash ISAs work in a similar. With our Cash Junior ISA, the interest rate is tiered so the more you save, the better the return. Transfers available from existing Junior ISAs. A Junior ISA (JISA or child ISA) is a tax-free account set up by a parent or guardian for children under the age of The parent or guardian will contribute.

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What are the best Junior cash Isas rates in ? ; Junior, n/a, 3%, Branch, post ; Junior, 68%, %, Branch, phone, post. A Junior ISA from the Children's ISA means you are in safe hands. Established when Junior ISAs were launched, we are an investment Junior ISA provider. The NatWest Invest Junior ISA is a stocks & shares ISA. The value of investments can fall as well as rise, and you may not get back the full amount you.